Insurance & Reinsurance Brokers at Lloyd’s
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News

How long can I expect a repair to take?

4 July 2023

We aim to complete all repairs as quickly as possible, but the extent of any damage and the availability of parts will determine how long a repair will take. However…
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I purchased my item via my company’s salary sacrifice scheme, is my item covered?

4 July 2023

Yes, the salary sacrifice agreement document will act as the proof that you own the gadget, and the date of purchase…
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What precautions must I take against theft to be covered?

4 July 2023

You must not deliberately leave items away from your person. If you wish to leave them on open view in a public place then you should take reasonable precautions, for…
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How will a claim that exceeds the amount of cover I have remaining be handled?

4 July 2023

If we are to provide replacement items we will ask you to pay the amount over and above the limit for which we are liable. If the item needs repair…
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Does the insurance cover gifts given to me?

4 July 2023

Yes but you must be the legal owner of the property. In the event of a claim for an item for which you became the legal owner through a gifting…
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How do I prove purchase for a contract phone?

4 July 2023

Where the gadget is provided as part of an ongoing service contract, you will need to provide evidence of that contract showing the gadget provided. We will accept this document…
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Does the insurance cover my children’s property?

3 November 2020

Yes, provided you have elected employee and immediate family cover and your children do not exceed the age specified in the schedule, and permanently reside with you, their items are…
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My item is a replacement via another insurance policy which means the IMEI number on my proof of ownership does not match my item. Is my item covered?

3 November 2020

Yes, provided you can provide a document from the insurance company or network provider which confirms the relevant details this will act as the proof that you own the gadget…
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Does the insurance cover purchases from eBay or other auction sites?

3 November 2020

Yes but only if the purchase is from a properly constituted trading company that is a registered seller on the site and only sells brand new items at a pre…
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What happens to my manufacturer’s warranty once my item has been repaired or replaced?

3 November 2020

All repairs and replacements carried out under this insurance come with a 12month warranty. Please refer to your manufacturer’s warranty to see whether this will be impacted…
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