Insurance & Reinsurance Brokers at Lloyd’s
+44 (0) 20 7977 5700

Can you insure my older gadgets?

Items other than laptops must be under 3 years old when you first insure them under our gadget insurance. Laptops must be under 18 months old. Provided however that you renew each year and maintain unbroken cover the cover can be maintained in subsequent years even when they exceed these ages. You should however be aware that the insurance covers the intrinsic value of your property and does not operate on a new for old basis so the amount you can recover under the insurance will reduce as the items age.

We recommend that you review the full policy wording so that you are aware of all terms and conditions of the insurance.