How do the cover limits work?

With the insurance documentation is a  Table of Benefits that show the maximum amount that can be paid under each section. This limit applies to each person who is insured. For example, where you have a family cover with a £3,000 limit for cancellation, the insurance covers each person for up to £3,000 should they have to cancel the holiday for an insured and covered reason/event. The sections may also have an excess which reflects the first amount you will have to pay in the event of a claim. Again, this also applies to each insured person.