What is the effect of my winter sports extension?

To take part in any activity that is usually undertaken on snow or ice (other than ice skating, dog sledging or using a form of public transport to get from one place to another), you must have purchased a cover that “includes winter sports”

Taking the winter sports option means that all sections of the policy are extended to include your winter sports activity. Most notable of these are the sections that pay for your removal to hospital, medical treatment and repatriation following an injury.

You will also have the benefit of cover for your winter sports equipment and circumstances relating to the activities that you undertake. You should however also be aware of the policy exclusions which might apply to you. These are set out in the full policy wording available through your employer.